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Yes, You CAN Get a Mortgage in Tri-Cities, WA

By in Buyers with 0 Comments

Tempers started to flair a week ago, when the Tri-City Herald published this article entitled Home Buying Getting Harder in the Tri-Cities.  Within hours my colleagues were calling me  – “Did you SEE that article?” and “What were they thinking?” or “How can they DO that?”. Great questions because the couple spotlighted in the article are the exception, rather than the rule.

…if that wasn’t hurdle enough, the Meads also went “through the wringer” trying to get a VA loan, even though they had steady jobs, savings and credit ratings in the mid to high 700s, said Jennifer Mead, 23, who works for a real estate agent.

“We actually had to delay closing twice” because lenders still were verifying their information, the Kennewick woman said.

A lender I work with was so angry about the story that his face was STILL red on Monday, two days after reading it.  He said it’s not that difficult, especially if the person/people applying for the loan have the qualifications listed above (regular income, good credit and some money in the bank).

SOME underwriters, after years of basically handing over the money with a smile, have turned 180 degrees away from that practice and now verify everything to the nth degree.  That CAN delay closing, so no one argues with that.  However, to focus on one couple who seem to have everything going for them and play up their difficulty in getting a loan is an erroneous angle to take.

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About The Author
Cari McGee

My husband and I came to the Tri-Cities in 1994, and we thought it would be a temporary stop on our way to larger cities. He was a television sports anchor at the time, and we planned to go wherever the "next step up" took us. Twenty-plus years later, we're still here and we've loved every minute of it! We have two children now, and we've found the Tri-Cities area is a wonderful place to raise a family. It's a great place to do outdoorsy things -- I like to hike Badger Mountain or run along the river path. I also love reading ... by a cozy fire in the winter or a beautiful picture window in the summer (with the A/C on!). I've been a licensed Realtor since 2004. I earned my managing broker's license in 2016, which means I can run my own brokerage, or create a team of real estate agents and supervise them, which is exactly what I did when I formed the Cari McGee Real Estate Team in 2018! We have administrative and marketing personnel, as well as additional agents to serve you. I became a director of the Tri-Cities Association of Realtors Board of Directors in 2016, became Secretary/Treasurer of the organization, and was elected to Vice President in 2019. Want to talk about real estate? Click here to schedule a meeting with me!

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