Why you need to use a local (which means not someone you found on the Internet) lender

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I have tried to write about this many times, but I always get so upset that I don’t report the story accurately.  This is a great example (be sure to read part 2) of why Realtors cringe when a client comes to them ‘pre-approved’ through any lender whose business name ends in ‘.com’.

The local lenders I work with are here for the long haul.  They know that if they screw up and something doesn’t fund on time, or a surprise fee comes up, or they’re difficult to get a hold of, I won’t work with them again.  The Internet lender doesn’t care if I don’t work with them again because there are a ton more fresh never-been-suckered-before agents out there who will work with them.

Ask your agent whom they recommend you get your loan through. It saves time and money and stress, which there is already enough of in any real estate transaction.

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About The Author
Cari McGee

My husband and I came to the Tri-Cities in 1994, and we thought it would be a temporary stop on our way to larger cities. He was a television sports anchor at the time, and we planned to go wherever the "next step up" took us. Twenty-plus years later, we're still here and we've loved every minute of it! We have two children now, and we've found the Tri-Cities area is a wonderful place to raise a family. It's a great place to do outdoorsy things -- I like to hike Badger Mountain or run along the river path. I also love reading ... by a cozy fire in the winter or a beautiful picture window in the summer (with the A/C on!). I've been a licensed Realtor since 2004. I earned my managing broker's license in 2016, which means I can run my own brokerage, or create a team of real estate agents and supervise them, which is exactly what I did when I formed the Cari McGee Real Estate Team in 2018! We have administrative and marketing personnel, as well as additional agents to serve you. I became a director of the Tri-Cities Association of Realtors Board of Directors in 2016, became Secretary/Treasurer of the organization, and was elected to Vice President in 2019. Want to talk about real estate? Click here to schedule a meeting with me!

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