I always shake my head when I hear about people who are duped into something which looks so very obviously like a scam to me.
A dear friend of mine, whom I consider to be street smart and rather savvy about life in general, actually deposited the check that strangers sent her claiming they just needed her to open the account, deposit the check, give them the account number and they’d pay her well for her trouble. She was stunned when the FBI got involved.
In the interest of full disclosure, I will admit to allowing my feet to be photographed while in a mall parking lot by a guy claiming he was doing a print ad about shoppers. He wanted me to take off one shoe and rub my foot as if it was really paining me after a day of shopping. I was okay until he asked me to take off the other shoe and show the arch a bit more. Then the warning bells went off and I scrambled into my car and drove away.
SO, because of the fact that anyone can be taken in, even in the best of circumstances with all their faculties in good working order – Freddie Mac made this video about foreclosure scams. It echoes what I’ve said time and time again. Talk to your lender if you’re having trouble making your making your payments. Don’t be taken in by people pretending to help.