Pre-Approval, please

By in Buyers with 2 Comments

The pre-approval letter has always been an integral part of the presentation of an offer.  The pre-approval letter is, as its name suggests, a letter, usually addressed To Whom it May Concern, which states that the people hoping to buy a house have talked to a lender and the lender thinks, to the best of his or her knowledge, that these people will be able to purchase a home.  Phew.  Please do NOT report that run-on sentence to my 8th grade English teacher!

I am not a lender, so I love it when lenders say what I would say if I knew enough about lending to say it! Recently, Rhonda Porter penned a timely reminder about pre-approval letters over at Rain City Guide.  In a topsy-turvy market, we need the most info and the most RECENT info possible when offering on a house. That’s why you need to make sure your pre-approval letter is hot-off-the-press, as it were.

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About The Author
Cari McGee

My husband and I came to the Tri-Cities in 1994, and we thought it would be a temporary stop on our way to larger cities. He was a television sports anchor at the time, and we planned to go wherever the "next step up" took us. Twenty-plus years later, we're still here and we've loved every minute of it! We have two children now, and we've found the Tri-Cities area is a wonderful place to raise a family. It's a great place to do outdoorsy things -- I like to hike Badger Mountain or run along the river path. I also love reading ... by a cozy fire in the winter or a beautiful picture window in the summer (with the A/C on!). I've been a licensed Realtor since 2004. I earned my managing broker's license in 2016, which means I can run my own brokerage, or create a team of real estate agents and supervise them, which is exactly what I did when I formed the Cari McGee Real Estate Team in 2018! We have administrative and marketing personnel, as well as additional agents to serve you. I became a director of the Tri-Cities Association of Realtors Board of Directors in 2016, became Secretary/Treasurer of the organization, and was elected to Vice President in 2019. Want to talk about real estate? Click here to schedule a meeting with me!


  1. Thanks, Cari! I’m always surprised when someone wants a prequal letter instead of a preapproval…who would even accept a prequal these days?

  2. Cari McGee says:

    Thank YOU, Rhonda, for so very often tackling important issues and writing about them in such a clear manner.
    It always surprises me, too, when an agent asks me if I have a prequal letter for my clients. Why would I even waste their time with a prequal?

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