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The pre-approval letter has always been an integral part of the presentation of an offer.  The pre-approval letter is, as its name suggests, a letter, usually addressed To Whom it May Concern, which states that the people hoping to buy a house have talked to a lender and the lender thinks, to the best of his or her knowledge, that these people will be able to purchase a home.  Phew.  Please do NOT report that run-on sentence to my 8th grade English teacher!

I am not a lender, so I love it when lenders say what I would say if I knew enough about lending to say it! Recently, Rhonda Porter penned a timely reminder about pre-approval letters over at Rain City Guide.  In a topsy-turvy market, we need the most info and the most RECENT info possible when offering on a house. That’s why you need to make sure your pre-approval letter is hot-off-the-press, as it were.

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Cari McGee

Hi, I'm Cari McGee. 👋 I've lived in the Tri-Cities since 1994 and I've been a licensed Realtor® since 2004. That's a lot of local knowledge and real estate experience that I put into every article you read on my website! We've helped more than 560 families buy or sell property in the Tri-Cities. In 2023, our community voted us the bronze winner for Best Real Estate Team in the Tri-Cities Best voting. Learn more about me by clicking the link right above. And if you have any questions, get in touch anytime!


  1. Thank YOU, Rhonda, for so very often tackling important issues and writing about them in such a clear manner.
    It always surprises me, too, when an agent asks me if I have a prequal letter for my clients. Why would I even waste their time with a prequal?

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